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Employment Practices Liability Insurance (EPLI)

Protect your business from claims made by employees with an EPLI policy!

What Is
EPLI Insurance?

Employment Practices Liability Insurance (EPLI) is designed to protect businesses from claims related to employment practices, such as wrongful termination, discrimination, harassment, and other workplace-related issues. It's your shield against legal storms in the workplace.

What Does EPLI Insurance Cover?

EPLI Insurance can protect your business from claims of:




If an employee alleges they were terminated unjustly, EPLI steps in to provide protection.

Discrimination Claims

Whether based on gender, race, age, or other protected categories, EPLI helps cover legal costs if a discrimination claim arises.



Claims of workplace harassment can be financially burdensome, but EPLI provides support for legal defense.



In the event that someone accuses you or your business of using their copyrighted work without permission.

Who Needs EPLI Insurance?

Whether you run a mom-and-pop store or a tech startup, if you have employees, EPLI Insurance is a must. It's the safeguard for anyone in the business world, ensuring legal protection against employment-related claims.

How Much Does A EPLI Policy Cost?

Here's some factors that can affect the cost of a EPLI policy:

1. Industry Type: If your business operates in an industry prone to employment-related claims, the cost might reflect that. For example a high-profile law firm may need more legal protection than a local bakery.

2. Business Size: The more employees you have, the higher the cost. The more employees you have, the more risk you run for facing employee related claims. Therefore, the more coverage you'll need.

3. Claims History: Insurance carriers look at past incidents when considering your business.

A history of frequent claims or lawsuits may lead to higher premiums. 

4. Risk Management Practices: Implementing strong HR policies and practices can positively impact the cost. Proactive measures can result in lower insurance costs.

5. Employee Training: Regular training sessions on workplace policies and anti-discrimination practices can be a factor in the cost. A well-trained team may reduce the likelihood of claims.

Let The DDA help you insure your business against claims! Call us at 404-947-5010 or start the quoting process yourself by clicking the link below!

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